Referral simulator

Card bonuses plus a cut of every payment.

The full picture: one-time bonuses on card sales three levels deep, and a recurring 0.5% of the spending across your entire network. Move the sliders to see what it adds up to.

How the levels work

Someone you invite is your Level 1. Whoever they invite is your Level 2, and so on. Card bonuses pay on Levels 1 to 3; volume commission pays on every level, however deep it goes.

YOUEarn from everyone below
L1
Level 1 · Direct referralSomeone you invite yourself
Card bonusVolume
L2
Level 2 · Second degreeInvited by your Level 1
Card bonusVolume
L3
Level 3 · Third degreeInvited by your Level 2
Card bonusVolume
Level 4 and beyondNo card bonus here, but volume commission keeps going
Volume only

Card sale bonuses

A one-time bonus every time a card is purchased inside your network.

Level 01Virtual $25Physical $50
Level 02Virtual $10Physical $25
Level 03Virtual $5Physical $10

Paid once per card, when payment is confirmed.

Volume commission

On top of the bonuses, a recurring 0.5% of all the spending across your network. Every level, no depth limit.

0.5%of your whole network's monthly volume
Unlimited depthEvery level pays, not just the first three.
RecurringCredited monthly while cards stay active.
Every cardAll active cards below you, at any depth.

Simulate your earnings

Move the sliders to estimate what your network could pay you.

Level 01 · Direct referrals

10
5

Level 02 · Referrals of referrals

8
3

Level 03 · Third degree

5
2

↗ Volume commission · 0.5% on all levels

50
$430

Your estimated earnings

Card bonuses are paid once at purchase. Volume commission is paid every month.

Card sale bonusesOne-time

$700.00

Level 01$500.0010v + 5p
Level 02$155.008v + 3p
Level 03$45.005v + 2p
Volume commissionMonthly · recurring

$107.50

Network volume$21,500.00per month
Active cards50in your network
Rate0.5%flat, any depth
Card bonuses · one-time$700.00
+ Volume × 12 months$1,290.00
= First year total$1,990.00
Do you reach a large audience?Creators and community leads can get a custom link, dedicated promo codes and a promotion plan built around them.
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This simulator is for estimation only. Real earnings depend on referral activity, card activation and the program terms in force. Referral payouts are issued at Kelda's sole discretion and may be withheld in cases of abuse, including self-referrals, fake accounts or any activity we consider fraudulent. The program, its structure, rates and rewards can be changed, paused or ended at any time without notice; taking part is not a guarantee of future payouts.